How to Use Market Fluctuations to Invest More Rationally

by Invisor Last updated on April 18, 2018

Photo by rawpixel.com on Unsplash

If you’re an investor, you know that the market is unpredictable. It can be great for months, only to suddenly drop before spiking back up once again. Over the past year, we’ve felt the shake of global events in our portfolios on several occasions, and understanding how these events affect our savings is important in keeping a clear head and persevering through the noise.

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Why is it Important to Have a Diversified Portfolio?

by Invisor Last updated on March 21, 2018

Photo by Orlova Maria on Unsplash

As an investor, one of the most important things you can do to make sure your savings are protected is to diversity your portfolio. A properly diversified portfolio is a simple way to reduce the impact of volatility and isolated risks, and ultimately, allow you to sleep better at night when it comes to thinking about your investments.

In this post, we’ll talk about how diversification can provide you with steady returns while protecting you from less-than-favourable market events.

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Account Basics: Everything you need to know about RESPs

by Invisor Last updated on January 24, 2018

Curious about Registered Education Savings Plans (RESPs) and if they could be the right investment account to help you save for your child's education? Check out the information below to learn more about RESPs and their flexibility in helping you save for education.

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Account Basics: Everything you need to know about TFSAs

by Invisor Last updated on January 24, 2018

Curious about Tax-Free Savings Accounts (TFSAs) and if they could be the right investment account to help you reach your goals? Check out the information below to learn more about TFSAs and their flexibility in helping you save for various goals. 

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Account Basics: Everything you need to know about RRSPs

by Invisor Last updated on January 23, 2018

Curious about Registered Retirement Savings Plans (RRSPs) and if they could be the right investment account to help you reach your retirement goals? Check out the information below to learn more about RRSPs and how they can help you save more towards your retirement.

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How to Increase your Tax Return with RRSP Contributions

by Invisor Last updated on January 16, 2018

Photo by Rob Bye on Unsplash

It’s almost time to get your 2017 income tax statements ready, and while we’re well into 2018, there is one more thing you can do to increase your 2017 tax return: contribute to your RRSP. 

One of the biggest advantages of investing in a Registered Retirement Savings Plan (RRSP) is that any contributions you make will reduce your taxable income in the year the contribution is applied to. While the prior tax year is over, the government allows you to also apply contributions to the prior tax year if they are made in the first 60 days of the following year. The deadline for 2017 RRSP contributions is March 1, 2018.

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How to Include Charitable Giving in Your Financial Plan

by Invisor Last updated on December 20, 2017

Photo by Roman Kraft on Unsplash

There’s no question that charity is most on our minds during the holidays. There’s no shortage of office food drives, calls for volunteers at local soup kitchens, and donation boxes scattered throughout the mall. Whether you choose to participate in these activities, or you’re considering donating to a charity through the holidays and beyond, there are many ways to give back, no matter your budget.

If you’re feeling apprehensive about the cost of charity, consider these options on how to include charitable giving in your financial plan. You might be surprised at some of the items and their benefits.

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#FINLITxINVISOR: Answering Your Questions For Financial Literacy Month

by Invisor Last updated on November 28, 2017

Photo by Nik MacMillan on Unsplash

No matter where you are in your personal finance journey, you're bound to have some questions at one point or another. What should you be investing in? Do you really need that insurance product everyone keeps talking about? How much is enough when you're saving towards a goal?

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How to Invest on a Small Budget

by Invisor Last updated on August 16, 2017

Photo by rawpixel.com on Unsplash

There seems to be a common perception that tells us investing is only for those with large budgets. It tells us that to start investing, you need thousands of dollars parked in savings to have a chance of reaching your financial goals. 

We’re here to tell you that you don’t need either of those things to open an investment account. All you need is a simple plan and the commitment to stick to it.

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6 Tips To Improve Your Credit Score

by RateHub.ca Last updated on June 07, 2017

Photo credit: Cathryn Lavery

We've all heard how important it is to have a good credit score. Having a high credit score is vital because lenders use it to determine how creditworthy you are. But the thing about credit scores is that not many really understand how they work. 

Your credit score is a number that falls between 300-900. The higher the number, the less risky you are in the eyes of lenders. What constitutes a “good” score varies by lender and the type of credit you're applying for. 

That being said, you should always aim to keep your credit scores as high as possible. Here are six tips to help you improve your credit score. 

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