Starting out as an investor can feel overwhelming, espeically when there are so many opinions about the best way to invest. While it may be tempting to listen to your coworker's advice when he talks about 'timing the market,' we promise you this is not a good idea. And if the 'risks of investing' your friend warns you about make you nervous, we can assure you that you have nothing to worry about when you're in it for the long haul. 

Robo-advisors have been gaining more attention in the investment landscape lately, and for good reason. With convenient online platforms, significantly lower fees, and quick account opening processes, robo-advisors are helping investors make the most of their time and money. But how do they work? And how could they improve the way you invest?