My mom has passed down an interesting trait – the absolute love of a good deal. One of my favourite things about buying my mom a gift is being able to tell her how great the deal was – it’s almost better than the gift itself. Over the years she has given me some great advice on how to spend wisely. The first tip she’s given me sounds counter-intuitive but isn’t.
The cost of living increases, not just annually, but sometimes month to month. A week ago, my husband received a notification from our mobility provider letting us know that our plan will be increasing by $20 –– an additional $240 annually on what we have deemed essential.