How to Invest on a Small Budget

by Invisor Last updated on August 16, 2017

Photo by rawpixel.com on Unsplash

There seems to be a common perception that tells us investing is only for those with large budgets. It tells us that to start investing, you need thousands of dollars parked in savings to have a chance of reaching your financial goals. 

We’re here to tell you that you don’t need either of those things to open an investment account. All you need is a simple plan and the commitment to stick to it.

Read More

Economic Update July 2017: Trust the Fundamentals

by Josh Miszk Last updated on August 02, 2017

With seemingly endless surprises coming out of Washington this past month, the lack of confidence in US politics has put pressure on the US dollar. In Canadian dollar terms, that pressure has manifested in weak returns across global developed markets.  

Read More

Can Traditional and Robo Advisers Co-exist?

by Melissa Motyka Last updated on July 25, 2017

Image: Kait Loggins

In some parts of the world like the U.S. and the U.K., robo-advisers have been around for almost a decade; in Canada, the digital addition to the financial services industry has been more recent, withh the first few robo players launching their services in late 2014. 

While there is no shortage of robo companies in North America and abroad, there is still some uncertainty when it comes to how they can form meaningful partnerships with existing traditional advisers. Before we can tackle how the two can co-exist - and thrive together - it's important to understand how robo-advisers serve clients. 

Read More

Insurance 101: What Term Should I Choose For My Term Life Insurance?

by Dan Poole Last updated on July 19, 2017

Image: Danielle MacInnes

So, you’ve made the decision to buy life insurance?  Good for you!  It’s a major step in preparing you and your family for years of financial security. You’ve done the research on buying term life insurance or permanent life insurance and have decided to go with term insurance. But what term should you choose? In this Insurance 101 post we cover some of the factors to consider when deciding on a term for your term life insurance policy.

Read More

Economic Update June 2017: Hawkish Central Banks Take a Bite Out of the USD

by Josh Miszk Last updated on July 07, 2017

In their local currencies, global equity markets were relatively flat in June (see Canada below). However, a devaluing US dollar and a stronger Canadian dollar were reflected in negative returns for Canadian portfolios. In this market update, we'll look at the cause of the devaluing US dollar, and what it could mean going forward. 

Read More

Should I Open A TFSA?

by Invisor Last updated on June 21, 2017

Image: Matheus Ferrero

Once you identify which goals you are saving for and determine an appropriate investment plan, the next step is to figure out which investment account type is right for you. Some choices may be more obvious than others, like using an RRSP to save towards retirement, or an RESP to save for your kids' education. But what about shorter-term goals like purchasing a car or saving for a wedding?

If you're asking yourself this question, a Tax-Free Savings Account (TFSA) might be the right vehicle for you and your goals. Use these tips below to help you determine if you should open a TFSA. 

Read More

6 Tips To Improve Your Credit Score

by RateHub.ca Last updated on June 07, 2017

Photo credit: Cathryn Lavery

We've all heard how important it is to have a good credit score. Having a high credit score is vital because lenders use it to determine how creditworthy you are. But the thing about credit scores is that not many really understand how they work. 

Your credit score is a number that falls between 300-900. The higher the number, the less risky you are in the eyes of lenders. What constitutes a “good” score varies by lender and the type of credit you're applying for. 

That being said, you should always aim to keep your credit scores as high as possible. Here are six tips to help you improve your credit score. 

Read More

Economic Update May 2017 - All Quiet on All Fronts

by Josh Miszk Last updated on June 01, 2017

Markets have continued to tread along, not disrupting the pace set over the past few months with the UK, Japan, and emerging markets showing the strongest returns. While fundamental data continues to support the rise, the real surprise is that this positive move has done so with little volatility.

Read More

I Have No Dependents - Do I Need Life Insurance?

by Dan Poole Last updated on May 15, 2017

Image by: Patrick Tomasso 

When people contact us looking for life insurance, and we ask them why they feel they need it, the most common answer is “to provide enough money to look after my spouse and kids if I die too soon.”

Indeed, income replacement, children’s education funds, and paying off debts are the most common reasons families buy life insurance. But what if you have no dependents? Do you still need life insurance?

The answer is yes. Here are some reasons why.

Read More

It's our second birthday - and we want to celebrate with you!

by Invisor Last updated on May 10, 2017

This month marks our second year as a team at Invisor. 

In two years, we've stuck by our commitment to make Canadian investment and insurance services more accessible to everyone. We’ve made improvements and additions to our products, and expanded the breadth of our services. We’ve been fortunate enough to see our business grow and evolve. We’ve had pizza-and-beer lunches, and Friday afternoon putting tournaments. We’ve had a fun and rewarding two years, and are looking forward to everything to come in the next 12 months.

Read More

Follow Us!